ODSP pays on the last business day of every month, so the next Ontario Disability Support Program deposits land on July 31, 2026 and August 31, 2026, followed by September 29, October 30, and November 30. The maximum for a single person went up in July 2026 to $1,436 a month for basic needs and shelter combined.
That July increase is the one thing most schedules online still get wrong. ODSP rates are tied to inflation and adjusted every July, and the 2026 adjustment raised payments by 1.9%. Below is the full 2026 payment schedule, the current amounts, who qualifies, and what to do when a bill lands before your deposit does.
Key Takeaways
- ODSP is paid monthly on the last business day of the month. When that day is a weekend or holiday, the payment moves to the business day before.
- The next 2026 ODSP payments are July 31, August 31, September 29, October 30, and November 30. The December payment is issued earlier for the holidays.
- A single person can receive up to $1,436 a month for basic needs and shelter as of July 2026, after a 1.9% inflation increase.
- September's payment is the 29th, not the 30th, because September 30 is the National Day for Truth and Reconciliation, a statutory holiday.
- Your principal residence and one vehicle are exempt assets, so owning a home or a car does not disqualify you from ODSP.
ODSP Payment Dates for 2026
ODSP income support is paid on the last business day of each month. When the last business day falls on a weekend or a statutory holiday, the payment is issued on the business day before, which is why some deposits arrive a day or two early.
Here is the full 2026 ODSP payment schedule.
September pays on the 29th because September 30, 2026 is the National Day for Truth and Reconciliation, a federal statutory holiday when banks are closed. December is the one month that does not follow the last-business-day rule. Ontario issues the December payment earlier so families have money before the holidays, and confirms the exact date closer to the time. In December 2025 the payment landed on December 22.
You can confirm your own deposit date and set up direct deposit any time through your MyBenefits account. The official schedule is posted on the Ontario Disability Support Program page.
How Much Is ODSP in 2026?
A single person on ODSP can receive up to $1,436 a month for basic needs and shelter combined, effective July 2026. That figure reflects a 1.9% inflation increase that took effect July 1, 2026. ODSP rates have risen by more than 22% since September 2022 as those annual July adjustments have added up.
Your payment is built from two parts:
- Basic needs allowance covers food, clothing, and other everyday essentials.
- Shelter allowance covers rent, mortgage, utilities, and housing costs, up to a set maximum.
Families receive higher amounts based on family size and composition, with extra support when a spouse also has a severe disability or when there are dependent children. Because ODSP rates are tied to inflation and adjusted annually in July, the maximum changes a little each year.
Beyond the monthly income support, ODSP recipients can also qualify for prescription drug coverage, dental and vision care, help with medical transportation, and special diet allowances for specific conditions. The full breakdown of current rates is available on the Ontario government's ODSP page.
Who Qualifies for ODSP
You qualify for ODSP if you are at least 18, an Ontario resident, and you meet both a disability test and a financial test. The disability test requires a substantial physical or mental impairment expected to last at least a year that affects your daily living or ability to work, verified by a health care professional.
The financial test looks at your income and your assets. To be eligible, your assets must fall under the ODSP limit, which is $40,000 for a single person and $50,000 for a couple, plus $500 for each other dependant. Your principal residence and one vehicle do not count toward that limit.
This is where a common search question comes from. The "$40,000 disability grant" people ask about is not a grant or a lump-sum payment. It is the ODSP asset ceiling, the maximum in savings and assets you can hold and still qualify. You can read the full financial rules on the ODSP eligibility page.
How to Apply for ODSP
The fastest way to apply for ODSP is online through the Ontario government website, a process that takes about 20 to 30 minutes. One application covers you and all eligible family members. From there, the process runs in three stages.
- Submit your application online. Have identification, income details, and housing costs ready for everyone in your household.
- Attend a verification appointment. Within 15 business days, a caseworker contacts you to review your information and confirm financial eligibility.
- Complete the Disability Determination Package. If you are financially eligible, you work with your health care provider to document your disability. You have 90 days to return this package, and the Disability Adjudication Unit makes the final decision.
Gathering your documents before you start makes the process faster. The determination stage is the longest part, so returning the medical package quickly matters.
How ODSP Payments Are Delivered
ODSP payments are delivered by direct deposit, reloadable payment card, or cheque, with direct deposit being the fastest and most reliable option.
- Direct deposit puts your money in your bank account on the payment date, with no risk of a lost or stolen cheque. Some banks post the deposit the evening before.
- Reloadable payment card works like a prepaid debit card for recipients without a bank account, with no monthly banking fees.
- Cheque is available only in limited situations, such as living far from a bank, and carries the risk of postal delays.
To avoid interruptions, keep your address, banking information, and family details current with your local office, and file a tax return every year even if you had no taxable income. Missing information is one of the most common reasons a payment is delayed.
Working While Receiving ODSP
You can work while receiving ODSP, and the first $1,000 you earn each month has no effect on your payment. Above that, ODSP deducts an amount equal to 75% of your net monthly earnings over the first $1,000. These earnings rules have been in place since February 2023.
A few other work rules help you keep more of your money:
- A non-disabled spouse or adult child can earn up to $200 a month in net earnings with no reduction to the household benefit.
- A $100 monthly Work-Related Benefit is available for each family member who earns money from working.
- Employment supports such as job coaching, training, and help with work-related costs are available to recipients who want to find or keep a job.
The details on earnings and deductions are set out on the working and earning page.
Other Benefits You Can Get Alongside ODSP
ODSP recipients can receive several other benefits at the same time, and in Ontario some of them stack without reducing your ODSP payment.
- Canada Disability Benefit. The Canada Disability Benefit pays up to $200 a month, indexed each July, to people aged 18 to 64 who are approved for the Disability Tax Credit and meet the income test. Ontario has exempted it as income for social assistance, so ODSP recipients who also qualify receive both in full. We cover it in depth in our guide to the Canada Disability Benefit payments.
- Ontario Works. If you apply for ODSP and need help while you wait, Ontario Works can provide temporary financial and employment support during the application period.
- Canada Pension Plan Disability. If you contributed to CPP, you may qualify for CPP Disability. It has a separate application and can affect your ODSP amount, but it usually adds to your total support.
If you also receive the Ontario Trillium Benefit or other credits, our Trillium payment dates guide shows when those land, since they follow a different schedule than ODSP.
Why Your ODSP Payment Might Arrive Early
Your ODSP payment arrives early when the last business day of the month falls on a weekend or a statutory holiday, because the deposit is moved to the business day before. This is normal and does not change the amount you receive.
Two examples in 2026 show how it works. September pays on the 29th because September 30 is a holiday. December is issued earlier still, ahead of the holidays, rather than on the last business day. If your deposit shows up a day or two before you expected it, this weekend-and-holiday rule is almost always the reason.
If a payment does not arrive on the scheduled date, wait a few business days before contacting your local office, since bank posting can lag around weekends. If it still has not arrived, the usual causes are outdated banking information, a missed tax return, or a change in your file that needs updating.
Frequently Asked Questions
When is the next ODSP payment?
The next ODSP payments are July 31, 2026 and August 31, 2026, then September 29, October 30, and November 30. ODSP is paid on the last business day of each month, or the business day before when that date is a weekend or holiday.
Is ODSP going up in 2026?
Yes. ODSP rates rose 1.9% effective July 1, 2026, the annual inflation adjustment. For a single person, the maximum for basic needs and shelter increased to $1,436 a month. ODSP rates are indexed to inflation and adjusted every July.
How much does a single person get on ODSP?
A single person on ODSP can receive up to $1,436 a month for basic needs and shelter as of July 2026. The actual amount depends on your shelter costs and other income, so many recipients receive less than the maximum.
Can I get ODSP if I own a home or a vehicle?
Yes. Your principal residence and one vehicle are exempt assets and do not count toward the ODSP asset limit. The asset ceiling is $40,000 for a single person and $50,000 for a couple, and those exempt items sit outside it.
What happens if my disability improves?
If your condition improves and you no longer qualify, ODSP gives you notice before support ends rather than cutting you off immediately. You may qualify for transitional health coverage, and you can reapply if your condition worsens later without restarting the full process.
Can I travel while receiving ODSP?
Yes. You can travel and take vacations as long as you remain an Ontario resident. Short trips generally do not require notice, but you should tell your caseworker about extended absences over 30 days to avoid any interruption to your payments.
Bridge the Gap Between ODSP Payments With Bree
ODSP pays once a month, but bills do not wait for the last business day. Rent is due on the 1st, the fridge breaks mid-month, or groceries run short before the next deposit. That gap is where a lot of people get pushed toward payday lenders charging 365% to 391% interest.
Bree is a Canadian cash advance app built for exactly that gap. We offer interest-free cash advances of up to $750 with no credit check, and we accept government benefits like ODSP as income, which most lenders will not. There is 0% APR, no mandatory fees, and no late penalties, so you are not trading one money problem for a bigger one.
More than 600,000 Canadians use Bree, and it holds a 4.8 out of 5 rating on Trustpilot. If a bill lands before your ODSP deposit does, you can see how a Bree cash advance works or read reviews from members. We also cover same-day cash advance options for ODSP recipients if you need funds quickly.
The Bottom Line
ODSP payments for 2026 land on the last business day of each month, with the next deposits on July 31 and August 31, and the single-person maximum now sits at $1,436 a month after the July increase. Set up direct deposit, keep your file current, and file your taxes every year so nothing interrupts your payments.
When a fixed benefit date and a bill date do not line up, that gap is what we built Bree for: a Canadian cash advance app that accepts government benefits like ODSP as income, so a shortfall does not have to mean a payday lender. If you need a little breathing room before your next payment, get started with Bree.
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